Resources

Merchant tips & payment guides

Plain-English articles on processing fees, EMV, terminals, and small-business payments, plus the full archive of legacy posts.

POS systems vs payment terminals

POS vs standalone terminals: which setup fits your checkout, reporting, and credit card processing costs.

Does my business need a chip reader?

Why EMV chip readers matter for fraud liability and what your business needs at the counter.

Is an ID required for credit or debit card purchases?

When ID checks are optional vs required for card purchases, and how policies affect chargebacks.

What is EMV?

What EMV means for merchants: chip cards, liability shift, and safer in-person card processing.

Are merchant service fees tax deductible?

How payment processing and merchant service fees are treated at tax time. Talk to your CPA about your situation.

Easing smart chip hassles

Smoother chip card checkout: train staff, tune terminals, and cut abandoned carts at the reader.

How to keep your credit and debit card safe when buying gifts

Holiday shopping safety: protect card data in stores, apps, and guest Wi-Fi without slowing checkout.

What is a foreign transaction fee?

Foreign transaction fees explained: what cardholders pay and what international sales mean for merchants.

Setting up a credit card machine at your business

Choosing and setting up a credit card machine: connectivity, EMV, tipping, and merchant account basics.